WEALTH PLANNING

Personal Financials

The creation and continual maintenance of your personal income and net worth statements.

Personal Goal Forecasting

Documenting, tracking and recalibration towards important life ambitions and desires.

Debt Management

Use analysis, product comparison, and payment management of various forms of debt instruments.

Income Tax Minimization Strategy

The process of proactively assessing one’s personal income tax liability and using legal and viable tactics to minimize the cost.

Capital Gain Tax Minimization Strategy

Determining the proper timing, and strategic ways to realize or defer sizable investment gains from investments such as private business, real estate, public stock, collectables, etc.

Tax Return Coordination

The communication, gathering and providing of needed information one’s CPA/accountant needs to quickly and accurately file tax returns.

Life

Analysis and advice of needed death benefit coverage, product types, riders, and policy ownership.

Health

Analysis and advice of coverage need, plan types, health networks, deductibles, and funding methods.

Disability

Analysis and advice of coverage need, plan types, riders and funding methods.

Liability

Analysis and advice of coverage amount, coverage structure, deductibles, exclusions, and funding methods.

Asset Allocation

The technical pairing of both traditional asset classes such as stocks and bonds with private asset classes such as private credit, real estate and private equity (when appropriate) in the construction of an investment portfolio design.

Diversification

We believe portfolios should be invested in multiple areas of the market to mitigate specific investment and asset class risk. Different assets often act differently to the same event.

Investment Research

The on-going process of selecting and monitoring specific investment strategies and managers worthy of use for the fulfillment of a portfolio’s allocation design. We use a combination of bottom-up and top-down research for investment management selection.

Tactical Management

The use of tactical techniques to take advantage of opportunities that present themselves during different phases of a market cycle.

Entity Structure

Advice on how to organize, own and operate valuable assets.

Trusts

Continual review and updating of assets owned by a family’s trust(s).

Gift Planning

Advise surrounding charitable goals, funding methods and the income tax ramifications.

Benefits

Reviewing and comparing the many forms of employee benefit and compensation programs used to both retain valuable employees and benefit the company’s founders and executives.

Succession

Advice pertaining to the many facets of selling an operating business such as the review of deal terms, deal economics, deal structure, tax efficient receipt of sale proceeds, estate implications and financial life after the sale.